Establishing a good credit score and understanding the types of scores used to establish creditworthiness is essential to both the home-buying process and your financial health. Below is a breakdown of the different Vantage and FICO scores used. What [...]
Direct Mortgage Loans is proud to support the brave men and women who serve and protect our communities. One of the ways we do this is through our Nominate an Officer Program, where we recognize a member of law enforcement [...]
Creating an energy-efficient home is a lot easier than you may think! There are several cost-effective upgrades one can make to cut down on your home’s energy usage and electricity bills. Below we have outlined everything you need to know [...]
What is House Flipping? House flipping is a type of real estate investment in which a buyer purchases a property with the intention of increasing its value through updates and repairs to sell for a profit. Whether you have an [...]
Feel like homeownership is out of your reach? Think again. The The rate of homeownership increased, making the dream of homeownership alive and well. Learn why many are choosing to buy a home despite the increase in home prices. [...]
Purchasing a home from a family member is no different than purchasing from any other individual. Nonetheless, there are many factors to consider before deciding to take this route. Keep reading to better understand how this process works! Steps to [...]
Underwriter, Karen Reed has been in the mortgage industry since the 1980s and joined Direct Mortgage Loans a little over six years ago. Karen chose to join DML because of our family-friendly focus. Six years ago, her son was deployed [...]
Whether you’re a seller hosting an open house or a buyer looking to purchase a home, it’s important to be well-informed about the overall process to ensure an effective use of your time and money. Review our tips for a [...]
Branch Manager, Kolleen Organek of The Results Matter Team of Direct Mortgage Loans has been helping others get into their dream home for over 12 years now. Starting out as a realtor, she entered the mortgage industry almost four years ago!When [...]
When it comes to mortgage rates, it’s all about perspective. Rates have certainly risen since the start of the year, but they’re still low when you look at where they have been in the past.* According to Freddie Mac data, [...]
