A VA loan is a flexible, $0-down payment mortgage loan option, partially backed by the Department of Veterans Affairs. People utilize VA loans to purchase a primary property or refinance an already existing mortgage. One of the first steps to [...]
In the competitive home buying market, it can be exhausting trying to secure a home that suits your needs. Did you know there are many strategies to buy a home in a competitive market? Review Direct Mortgage Loans’ competitive offer [...]
When you are purchasing a home, it is important to take the necessary steps to ensure the property is both safe and worthy of its value. Home inspections and appraisals are your tools to ensure the home you want to [...]
A non-qualified mortgage loan, also known as Non-QM, will become increasingly popular with the current housing conditions. Non-QM loans and original mortgage loans have some distinct differences. We will answer the following: What is a non-QM loan? How is a [...]
Whether you are a buyer or seller in today’s housing market, DO NOT let these common misconceptions about today’s competitive real estate market fool you. Here are a few common myths to avoid when buying or selling a home! Buyer [...]
It's no secret that mortgage interest rates have risen significantly in the last couple of weeks, but that doesn't mean you need to abandon your plans to refinance or purchase a home. Interest rates can change at any time and [...]
Buying a home as a millennial can look a bit different than your traditional home buying process. In fact, millennials are changing the homebuying game. Here is a rundown on buying a home as a millennial! Step One: Preparing Yourself [...]
Purchasing a home is a significant financial investment. It’s important to understand the mortgage process to ensure a seamless process. Don’t let these 5 Homebuying Myths fool you, or they could end up costing you thousands in the long run! [...]
Buying a home is a huge moment in your life, and for your bank account. In all the excitement, it is helpful to have some clarity and guidance to assure you are heading in the right direction. Direct Mortgage Loans [...]
Finding the right home for your family is one of the elements to consider while house hunting. Here are six tips to help you find a family-friendly neighborhood. Check out our blog, 7 Things to Prioritize When Purchasing a Home to ensure [...]
