Graduation season is right around the corner! Give the college graduate in your life a practical graduation gift this year – a gift fund! Gift funds, or gifts of equity, are a great source of down payment funds for those [...]
Once you’ve been pre-approved for your mortgage, you are on your way to a successful home buying experience. Keep in mind, while you are searching for a new home, it’s important to maintain your financial situation during the home buying [...]
On April 15th, 2021, lumber prices hit an all-time high on the Chicago Mercantile exchange at a whopping $1,260 per thousand feet board! According to the National Association of Home Builders, lumber prices have risen approximately 180%- that is approximately 3.52x [...]
Have you made a budget for your home buying journey? Part of the process is making sure that you can afford your home, while providing a sufficient down payment for your home purchase. Finding funds for your down payment can be [...]
When you’re in the market to purchase a home, you‘ll often be told different pieces information about what you should do with your credit. Be aware that not all the information you might hear is true! Review the top credit [...]
If you’re considering a renovation this year, Fannie Mae’s HomeStyle Renovation loan is a great option for turning a house into your dream home. This loan program can fund renovation or rehab projects, energy and smart home updates, major home improvements, [...]
You might have noticed that since mortgage rates have hit historical lows over the last year, the number of available homes has gone down. This caused buyers to take advantage of extremely low rates, making the option of renting less enticing. [...]
The home buying process can feel busy at times, but we are here to help guide you through the process and make it as seamless as possible. There are 5 important things to remember to do before and after closing [...]
As the weather starts to get warmer and the flowers begin to bloom, the more we realize that the spring housing market is right around the corner! Traditionally, the housing market booms in the spring because more homes tend to get [...]
Interested in purchasing a home, but not sure what type of work goes into the process? Don’t worry! There is a lot of work that comes from all parties involved, but your lender will be there to help you the [...]
